BLS can provide your business with a cash advance against your merchant account of up to $175,000 per location.  An alternative to a small business loan, these funds against future VISA and MasterCard sales are generally available within 7 days.


Our lenders are the largest providers of merchant account financing in the country.  BLS provides credit card factoring services to all types of businesses.  Furthermore, there are many advantages to choosing a business cash advance against your future credit card receivables over a business loan product. 


  • You must have a merchant account processing VISA or MasterCard for at least 60 days.
  • You must be current with your landlord (we do perform a landlord verification call).
  • You cannot have any open bankruptcies in the last 12 months.


  • No Application Fees
  • No Closing Costs
  • No Tax Returns Required
  • No Financial Statements Needed
  • No Fixed Payments
  • Approvals as fast as 24 hours
  • 90% Approval Rate
  • Receive funds in 7 days or less