LONG TERM CARE INSURANCE
Long Term Care insurance helps provide for the cost of long-term care beyond a predetermined period and covers care generally not covered by health insurance, Medicare, or Medicaid.
Long Term Care insurance generally covers home care, assisted living, adult daycare, respite care, hospice care, nursing home and Alzheimer's facilities. If home care coverage is purchased, long term care insurance can pay for home care, often from the first day it is needed. It will pay for a visiting or live-in caregiver, companion, housekeeper, therapist, or private duty nurse up to seven days a week, 24 hours a day (up to the policy benefit maximum).
PROTECT YOUR FAMILY'S FINANCIAL FUTURE AND RECEIVE THE CARE YOU NEED WHEN YOU CAN NO LONGER CARE FOR YOURSELF!